Q: Hello
gucci outlet stockholm, we are now 28 years old, married , one fixed monthly salary of five thousand
the north face polska, one freelance , 5000-10000 monthly salary about two , a set of existing housing , $ 5.6 million or so
belstaff lederjacken damen, has pay back the principal , another 11 million in cash , no debt . Without any investment . We do not need to take care of the elderly . The two existing basic health insurance , plans to have a baby , and buy a car , ask the teacher the next future
christian louboutin τιμες, financial planning , thank you !
A: Hello ! According to your information
Nike Free 4.0, risk appetite ahead, the future financial points need attention :
1, cash management : keep enough amount of 3 to 6 months of living expenses in emergency petty cash
sito tod's, demand deposits and money market funds to take the way .
2, investment : risk appetite ahead, equity funds can account for 70% of the fund portfolio , bond funds accounted for 30% of the fund portfolio ; In addition
mulberry tasker outlet, the stock funds increased an index fund . To adhere to long-term investment funds , while also based on the investment period , the local financial market conditions and other periodic adjustments . Adhere to long-term fixed investment , a gradual increase in financial assets .
3, on the purchase : should do what , preferred small apartment real estate, future improvement of living conditions , rental is convenient to use its own funds as much as possible buyers , in order to avoid affect the pension and other parents ; if they meet the fund loan conditions , the use of provident fund loans , select the appropriate manner and loan repayment period , the monthly income of less than 30% control .
Related articles：
Simple beauty tips achievements waspish WichyHassan manufacture sports fashion girl sexy v Starve thin down to try girly
